Tim Higgins

Clear communications. I was told that I was cleared to close and then was asked for more documents that could have been requested earlier. The closing was delayed due to embraces delay getting the title company the necessary paperwork. Although...

I have bought and sold several homes with Embrace Home Loans over the years. Embrace is my go-to company for all real estate transactions.

This is the 6th time we have worked with Tim and his team. Each time he delivers superb service and great results. However the job we gave him this time is more challenging than previous ones. We had to overcome multiple obstacles to achieve...

Loan amount was <$500k. Doc requests seemed onerous. Tax returns + bank statements are understandable. After that showed I've got $5 million at Vanguard and annual income of >$250k, your team came back with multiple additional requests: copies of client contracts, other proof that my business exists, a signed statement that we aren't part of an HOA, etc. (How high would HOA dues have to be to deny...

Responsiveness and level of expertise

Devin and Meghan were fantastic throughout the entire refinance process. I could not be happier and will 100% come back when rates drop again!

This is my second transaction with Tim Higgins, and he is just as knowledgeable as ever. I swear, he and his team will walk on water for their clients in order to get them the best possible outcome. I had the pleasure of working with Devin...

We enjoyed working with this great team!

It went well

Devin Reinhold and Jen Kain were absolutely fantastic. Tim is lucky to have them on his team. They are both extremely knowledgeable, diligent, responsive, and all around great to work with. I will definitely continue to work with Tim and his...