Mortgage
Works at Maryland - Annapolis
Products & Services Offered
- Approve-to-Move Plus Propert...
- Partner of Wider Path Home F...
Licenses
- NMLS 181137
Licenses
- NMLS 181137
Products & Services Offered
- Approve-to-Move Plus Propert...
- Partner of Wider Path Home F...
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Home buying can be a very intimidating, time consuming and frustrating process. The Embrace Home Loans team, helped me to successfully navigate this life changing process. I am incredibly grateful! Thank you ?
Communication, awesome team to work with and really considered the client! Thank you!!!!
Great experience with buying my first house!! Thank You Scott
What made it great was it was a good learning experience Mr Scott and Jessica was really outstanding hard working and believe me when I tell you they never gave up on me and I never gave up on them I would recommend my family and friends to...
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Reply from Scott Phillips
May 8th, 2023 03:18 PM
Thrilled to be able to assist the very first of your large family to own their own home. Let's get all of those siblings into a new home :)
Me and My spouse were so Thankful to have been referred to Scott from our Realtor who was also Amazing.. It was our first time going through the home buying process and everything was explained to use in detail and Scott also made us videos...
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Reply from Scott Phillips
May 6th, 2023 12:37 PM
So glad that we could put our partners at the Marylnad Mortgage Program to work for with that significant closing cost assistance. Congratulations on your beautiful townhouse.
Scott is very professional and thorough. He made sure I understood the process every step of the way. No stone was left unturned. Anyone looking to purchase a home you cannot go wrong with their service.
Reply from Scott Phillips
April 29th, 2023 11:12 PM
You rolled with the punches. We tried to get you FHLB Assistance and they ran out of money. You would have had to pay it back someday anyway. You are better off without it. Congratuations on your first home. Thanks so much for letting us be...
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Always answered my questions, provided me with programs to assist me financially and very patient with me:)
Reply from Scott Phillips
March 31st, 2023 02:00 PM
I am so glad that you understood the buydown program. Congrats on reducing that payment $349 for the first twelve months. We will stay in touch.
The communication via video, text has been great if I had any questions or concerns it was answered. I know I was asking for a lot of quotes and it was provided to me.
Reply from Scott Phillips
March 31st, 2023 02:01 PM
Bring on all of the questions. We use video to help homebuyers understand cash-to-close to qualifying ratios. I am glad that it helped.
Scott has shown us so much patience through our home buying process. From the late night text and early morning questions Scott responded to everything (Sorry Scott).. Such A Great Team
Reply from Scott Phillips
March 31st, 2023 02:02 PM
Absolutely no need to apologize. I love my job. It's a priviledge to be included on your homeownership journey.
The Staff was amiable. My husband and I are first-time owners, and it was so amazing when we got our keys to the house. Scott got us a grant with a wide path for $9,500.00. We also got $5000.00 from the owner to help us get into our home. If...
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Reply from Scott Phillips
March 31st, 2023 02:03 PM
Cash-to-Close is everyone's #1 hurdle right now. Glad that we could put our parnership with Wider Path Home Foundation to get you over that hump.
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