Ricki Schmidt

Rick and Lisa help me with every question I had. They also made sure everything got done right.

Rick is very knowledgeable and personable. He did a great job keeping us informed of our loan status and was easy to get in touch with. Rick worked very hard for us to ensure we understood all of our options and were happy with our choices,...

Ricki, always responded to phone calls and text. I appreciated him willingness to get help. Great job Ricki!

Rick got me approved to begin with. That's what I appreciated the most. He was also very accommodating to both my son and I who asked a million questions of him. He was very patient with me.

You took the time to advise us on making payments that would save us money in the long run. You also kept in constant contact with us to make sure all our requirements were met and how to do them. Everyone at Embrace is highly professional,...

Closing on a house, in this day and age, is extremely stressful. However, Rick and his crew were so patient and helpful and made the experience WAY more tolerable.

Rick is accessable, hard working, and Johnny on the spot when you need something.

Both Rick and Lisa were super helpful and always around to answer any questions I had. They made it super clear what I needed to do to complete the loan.

Rick is easy to work with and very helpful

As always Rick is quick with responses, explains things to the clients in detail. His willingness to go over and beyond to take the transaction to close.