Ray Montanez

Ray was so patient and diligent with me and my application to get a HELOC. He kept me updated, made things easy for me, and was creative when putting my application together to send to underwriting.

Ray was very transparent and advocated on our behalf to move things along as quickly as possible.

Ray was awesome and top of things during the entire process.

Communication was great answered any questions we had

Ray was always very helpful with explanations and terminology. Always communicated changes and had our best interests in mind. Fantastic service through the entire process.

Ray was great! Tracy was extremely unorganized, delayed closing time because she didn’t have everything she needed and tried to get the info from me the day before closing when I could’ve gotten to her sooner if she had just asked sooner. I...

Ray was prompt in responding to messages and/or voice mail. He answered our questions, and stuck with us while we fixed issues on our end. He contacted us and helped us restart the process promptly.Communication got a little thin at the end...

There seemed to be a communication break down at the very end of the process.

Ray communicated every step of the way. He made sure and kept me informed and helped with any obstacle that came up. He has the clients best interest at the forefront throughout the whole process. He was very easy to work with.

Ray is an exceptional loan officer specializing in VA home loans, and his unparalleled communication skills and profound knowledge were of excellence during the loan process. With a deep understanding of the intricacies of VA loans, Ray goes...