Columbia MD

Kraig is hands-on, detail-oriented, and committed to your home buying journey - all characteristics that you need to navigate a challenging and stressful process. Kraig was extremely communicative and walked us through any decision made, wh

Kraig made it easy for us and was knowledgeable and reachable.

I went to this company because I went into this pretty stressed out, and Craig explained everything and broke down the payments in the mortgage. I put my mind at ease, and he truly was a teacher throughout the process.

We had q special type of circumstance when trying to obtain financing for the home we loved and wanted to purchase. Our home was laready under contract when our lender said they couldn't help us do a manual underwriting. Little did we know,

I always knew where we were in the process and had immediate access to the team if I fell behind in my understanding. The Churchill app makes exchanging information on-the-go very easy.

Working with Kraig and the entire team was great! We went from application to closing in record time. Everyone was super helpful the entire time.

Had our best interest in mind.

Kraig Spence and the Churchill mortgage team help make dreams become reality. We received wise and encouraging counsel throughout our home buying process. The team had every facet covered and communicated promptly.

Churchill Mortgage was our second attempt at getting a lender, after our first had failed to return calls, emails and showed little interest in our situation, despite approving us. From the beginning, Kraig worked quickly and efficiently to

Personalized approach