Thank you very much for talking time to provide your feedbacks. I like to add though, your case was extremely a difficult one and I highly doubt if any other lender would have been able to pull it off for you. further more please keep in mind, the loan officer that initially was working with you left the company before I got involved but my team and I picked it up where he left and closed your loan in less than 21 days. I personally would like to congrats you on your home purchase and I certainly apologize for any lack of communication you experienced.