I grew up in Sacramento and moved to San Diego in summer of '98, so I am familiar with California real estate from the Bay to L.A. (SD actually). I am experienced with 800+ closed loans with both purchase and refinance loans and all residential loan products. Specialized in government loan streamline refinances for a few years. My main focus is providing excellent customer service, taking a complete and accurate application, following up on needed documents, and  making sure loans close and fund in a timely manner to provide the best service possible.