I love working with first time home buyers. Please call me today to get pre-approved! We will talk about options for monthly payments and go over your budget to help you buy a home within YOUR price range. I have many different loan programs to help you buy a home with Low to No down payment options.  I am happy to meet with you in person to answer all your questions and review your mortgage options. Get pre-approved BEFORE you shop for a home. Having your financing ready prior to writing an offer on a home makes a big difference.