Victor Bals

Victor Bals

Sales Manager, Sr. Loan Officer
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About

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.

Hobbies

Spending time with Family: Wife Maya and three children Sakura, Kazi, and Shingo.
I love to landscape my home.
Music is a huge part of my life especially vocals and guitar.

Licenses

NMLS # 162273

Positions

Highlands Residential Mortgage - Sales Manager, Sr. Loan Officer
Apr 01st, 2019 - Current

Specialties

Home Loan Origination
Organizational Excellence
Crafting Home Ownership
Home Buyer Education
MI Realtor® Continuing Education Instructor

Disclaimer

An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.

Reviews

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  • p
    Penny A
    Howell - MI
    Posted on January 5th, 2022 12:45 PM
    Reply from
    Victor Bals
    January 10th,2022 01:55 PM
    Thank you for your kind review Penney! We truly enjoy working with you and are so happy to assist in your dream home!
  • m
    Michael J A
    Howell - MI
    Posted on December 6th, 2021 12:28 PM
    Reply from
    Victor Bals
    December 9th,2021 03:20 PM
    Mike it was our pleasure meeting and working with you. Thank you for this review and all your hard work during the transaction!
  • s
    Stacy H
    Dexter - MI
    Posted on October 8th, 2021 04:43 PM
    Reply from
    Victor Bals
    October 12th,2021 06:28 PM
    Wow thank you for such an awesome review Stacy! We truly enjoy having you as a partner and friend. Looking forward to many more!
  • e
    Emily H
    Hartland - MI
    Posted on January 17th, 2022 12:59 PM
    Reply from
    Victor Bals
    January 19th,2022 08:24 PM
    Thank you for your review Emily.
  • s
    Shannon B
    Hartland - MI
    Posted on January 15th, 2022 03:51 PM
    Reply from
    Victor Bals
    January 19th,2022 08:22 PM
    Thank you for your review, Shannon. We apologize you had some technical difficulties. We strive to provide excellent service and secure technology. We are available to answer any questions you may have regarding your transaction at any time via email and phone as well. Thank you!
  • e
    Esteban R L
    Lansing - MI
    Posted on January 13th, 2022 08:32 PM
    Reply from
    Victor Bals
    January 19th,2022 08:20 PM
    Thank you for your review Esteban! It's an honor to be your partner in this industry. To many more!
  • k
    Kevin G S
    Morrice - MI
    Posted on January 12th, 2022 01:24 PM
    Reply from
    Victor Bals
    January 19th,2022 08:20 PM
    Kevin thank you for your review! We're so happy we were able to help pass along some industry knowledge to assist in your transaction!
  • a
    Annemarie W
    Royal Oak - MI
    Posted on January 11th, 2022 04:43 PM
    Reply from
    Victor Bals
    January 19th,2022 08:19 PM
    Thank you for your kind review Annemarie! It was our pleasure being able to assist in your transaction and we just loved working with you!
  • s
    Stephanie P
    Dearborn Heights - MI
    Posted on January 8th, 2022 04:02 PM
    Reply from
    Victor Bals
    January 10th,2022 01:56 PM
    Thank you for your review Stephanie!!! We love working with you!!
  • p
    Paul S
    Northville - MI
    Posted on December 31st, 2021 12:09 AM
    Reply from
    Victor Bals
    January 10th,2022 01:57 PM
    Thank you Paul! We're happy to be able to help!
  • Reviews

    logo
  • p
    Penny A
    Howell - MI
    Posted on January 5th, 2022 12:45 PM
    Reply from
    Victor Bals
    January 10th,2022 01:55 PM
    Thank you for your kind review Penney! We truly enjoy working with you and are so happy to assist in your dream home!
  • m
    Michael J A
    Howell - MI
    Posted on December 6th, 2021 12:28 PM
    Reply from
    Victor Bals
    December 9th,2021 03:20 PM
    Mike it was our pleasure meeting and working with you. Thank you for this review and all your hard work during the transaction!
  • s
    Stacy H
    Dexter - MI
    Posted on October 8th, 2021 04:43 PM
    Reply from
    Victor Bals
    October 12th,2021 06:28 PM
    Wow thank you for such an awesome review Stacy! We truly enjoy having you as a partner and friend. Looking forward to many more!
  • e
    Emily H
    Hartland - MI
    Posted on January 17th, 2022 12:59 PM
    Reply from
    Victor Bals
    January 19th,2022 08:24 PM
    Thank you for your review Emily.
  • s
    Shannon B
    Hartland - MI
    Posted on January 15th, 2022 03:51 PM
    Reply from
    Victor Bals
    January 19th,2022 08:22 PM
    Thank you for your review, Shannon. We apologize you had some technical difficulties. We strive to provide excellent service and secure technology. We are available to answer any questions you may have regarding your transaction at any time via email and phone as well. Thank you!
  • e
    Esteban R L
    Lansing - MI
    Posted on January 13th, 2022 08:32 PM
    Reply from
    Victor Bals
    January 19th,2022 08:20 PM
    Thank you for your review Esteban! It's an honor to be your partner in this industry. To many more!
  • k
    Kevin G S
    Morrice - MI
    Posted on January 12th, 2022 01:24 PM
    Reply from
    Victor Bals
    January 19th,2022 08:20 PM
    Kevin thank you for your review! We're so happy we were able to help pass along some industry knowledge to assist in your transaction!
  • a
    Annemarie W
    Royal Oak - MI
    Posted on January 11th, 2022 04:43 PM
    Reply from
    Victor Bals
    January 19th,2022 08:19 PM
    Thank you for your kind review Annemarie! It was our pleasure being able to assist in your transaction and we just loved working with you!
  • s
    Stephanie P
    Dearborn Heights - MI
    Posted on January 8th, 2022 04:02 PM
    Reply from
    Victor Bals
    January 10th,2022 01:56 PM
    Thank you for your review Stephanie!!! We love working with you!!
  • p
    Paul S
    Northville - MI
    Posted on December 31st, 2021 12:09 AM
    Reply from
    Victor Bals
    January 10th,2022 01:57 PM
    Thank you Paul! We're happy to be able to help!