For nearly 20 years, Kim Smith was a math teacher and a homeowner. As a mortgage loan originator, she now blends her passion and experience in both of these realms to assist clients as they take an important financial step. She can confidently work with a variety of individuals to educate and guide applicants through the loan process. In addition, she has personally navigated the mortgage loan process as a homeowner in a wide variety of transactions, including conventional and FHA mortgages, refinances, second mortgages, construction and renovation loans. She is a determined individual who is able to problem-solve and seek out viable solutions when challenges arise. Kim works diligently to help her clients achieve their homeownership goals.