Julie C. Nichols

Julie C. Nichols

VP Sr Loan Officer | NMLS # 280620
4.95
Total
245
Verified
192
Recent
80

Social Links

About

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.

Hobbies

Riding my 2013 Harley Softail Heritage Classic

Licenses

NMLS: 280620 TX: 280620 KS: LO.0032397 OK: MLO25360 TN: 151821

Positions

Highlands Residential Mortgage, Ltd. - Vice President/Sr. Loan Officer
May 01st, 2018 - Current

Achievements

FiveStar Mortgage Professional - 8 years
D Magazine Best Mtg Professional - 5 years
Scotsman Guide Top Originator - 3 years

Specialties

Primary/2nd/Rental Properties
VA Loans including TX Vet Landboard
Down Payment Assistance Programs
Self Employed Borrowers

Disclaimer

An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.

Reviews

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  • m
    michele C
    The Colony, TX
    Posted on October 3rd, 2021 01:35 PM
    Reply from
    Julie C. Nichols
    October 4th,2021 04:55 PM
    Michele, thank you for your review. My team is the best team ever! We hope you enjoy your new home and I'm always available for any mortgage questions you have!
  • c
    christine marie M
    Justin, TX
    Posted on September 21st, 2021 01:07 AM
    Reply from
    Julie C. Nichols
    October 4th,2021 04:54 PM
    Thank you Christine :) we are here when you need your next loan!
  • m
    michael wayne M
    Justin, TX
    Posted on September 17th, 2021 01:29 PM
    Reply from
    Julie C. Nichols
    September 21st,2021 03:23 PM
    Thank you Michael! the "personal feel" is what we strive for!
  • w
    wade E
    Justin, TX
    Posted on September 15th, 2021 12:38 PM
    Reply from
    Julie C. Nichols
    September 21st,2021 03:24 PM
    Wade, thank you for completing the survey and we hope to be on your backup lender list :)
  • b
    brian B
    Dallas, TX
    Posted on September 12th, 2021 03:41 PM
    Reply from
    Julie C. Nichols
    September 13th,2021 05:03 PM
    Brian, an "easy experience" is what our goal is! Thank you for your review and letting us help you save money with your refinance and we are here the next time you need a mortgage!
  • m
    michael lee B
    Sanger, TX
    Posted on September 12th, 2021 03:18 PM
    Reply from
    Julie C. Nichols
    September 13th,2021 05:01 PM
    Thank you Michael for the kind words! You know where to find us if you need a mortgage in the future.
  • j
    jennifer m B
    Sanger, TX
    Posted on September 11th, 2021 05:17 PM
    Reply from
    Julie C. Nichols
    September 13th,2021 05:01 PM
    Jennifer, our biggest compliment is when a realtor takes the time to complete the survey! We look forward to helping you and your clients in the future!
  • m
    michael B
    Posted on September 11th, 2021 04:01 PM
    Reply from
    Julie C. Nichols
    September 13th,2021 05:00 PM
    Thank you Michael for taking the time to write you review. We are so happy for you guys to have your new home. Don't hesitate to reach out if you have any questions about your mortgage.
  • Reviews

    logo
  • m
    michele C
    The Colony, TX
    Posted on October 3rd, 2021 01:35 PM
    Reply from
    Julie C. Nichols
    October 4th,2021 04:55 PM
    Michele, thank you for your review. My team is the best team ever! We hope you enjoy your new home and I'm always available for any mortgage questions you have!
  • c
    christine marie M
    Justin, TX
    Posted on September 21st, 2021 01:07 AM
    Reply from
    Julie C. Nichols
    October 4th,2021 04:54 PM
    Thank you Christine :) we are here when you need your next loan!
  • m
    michael wayne M
    Justin, TX
    Posted on September 17th, 2021 01:29 PM
    Reply from
    Julie C. Nichols
    September 21st,2021 03:23 PM
    Thank you Michael! the "personal feel" is what we strive for!
  • w
    wade E
    Justin, TX
    Posted on September 15th, 2021 12:38 PM
    Reply from
    Julie C. Nichols
    September 21st,2021 03:24 PM
    Wade, thank you for completing the survey and we hope to be on your backup lender list :)
  • b
    brian B
    Dallas, TX
    Posted on September 12th, 2021 03:41 PM
    Reply from
    Julie C. Nichols
    September 13th,2021 05:03 PM
    Brian, an "easy experience" is what our goal is! Thank you for your review and letting us help you save money with your refinance and we are here the next time you need a mortgage!
  • m
    michael lee B
    Sanger, TX
    Posted on September 12th, 2021 03:18 PM
    Reply from
    Julie C. Nichols
    September 13th,2021 05:01 PM
    Thank you Michael for the kind words! You know where to find us if you need a mortgage in the future.
  • j
    jennifer m B
    Sanger, TX
    Posted on September 11th, 2021 05:17 PM
    Reply from
    Julie C. Nichols
    September 13th,2021 05:01 PM
    Jennifer, our biggest compliment is when a realtor takes the time to complete the survey! We look forward to helping you and your clients in the future!
  • m
    michael B
    Posted on September 11th, 2021 04:01 PM
    Reply from
    Julie C. Nichols
    September 13th,2021 05:00 PM
    Thank you Michael for taking the time to write you review. We are so happy for you guys to have your new home. Don't hesitate to reach out if you have any questions about your mortgage.