Whether you're a first-time homebuyer, purchasing your next home, or refinancing, being smart about your mortgage options will save you time and money. Fidel and his Team at ZABE Mortgage Group will guide and assist you every step of the way.
NMLS # 241054
ZABE Mortgage Group - Mortgage Advisor
Feb 01st, 2000 - Current
Top Loan Originator Recognition (2011-2019) – GEM's President’s Circle
Top 1% Mortgage Originators in America (2016-2019) - Mortgage Executive Magazine
Ranked #20 of Top 250 Loan Originators in America (2018-2019) - National Association of Hispanic Real Estate Professionals (NAHREP)
CalHFA Preferred Loan Officer (2019-2020) - California Housing Finance Agency
GSFA Preferred Loan Officer - Golden State Finance Authority
CalHFA Top Lending Hero (2019) - California Housing Finance Agency
2019 Top 10 Loan Officer in Customer Satisfaction for Mortgages - Social Survey
Mortgage Education & Financial Strategy Advisor
Financial Wellness Overview
Long-Term Client Relationships
Realtor Mindset/Strategic Partnership Development
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."