C

Craig Wheeler

Mid America Mortgage, Inc.
4.78
Total
26
Verified
26
Recent
26

About

Mid America Mortgage, Inc., Addison, Texas, is a multi-state, full-service mortgage lender serving consumers and mortgage originators through its retail, wholesale and correspondent channels. In operation since 1940, Mid America has thrived by retaining its entrepreneurial spirit and leading the market in innovation, most recently with its adoption of electronic mortgage closings (eClosings) and promissory notes (eNotes). We offer a wide range of residential home loan programs to meet the needs of most home buyers and homeowners and are also the nation’s leading provider of Section 184 home loans for Native Americans.

Disclaimer

Mid America Mortgage, Inc., NMLS 150009 (www.nmlsconsumeraccess.org) is an equal opportunity lender, Arizona Lic 0917159; licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act Lic 4131103 and Finance Lenders Law Lic 603J732; regulated by the Colorado Division of Real Estate; Georgia Lic 31847; Illinois Residential Mortgage Licensee MB.6760775; Kansas Licensed Mortgage Company MC.0025093; Massachusetts Lic ML150009; New Hampshire Banking Department; Oregon ML-5045; Washington Lic CL-150009.

Reviews

logo
  • l
    Lloyd B
    Green Bay - WI
    Posted on September 12th, 2021 08:38 PM
  • m
    Marcelino G
    San Antonio - TX
    Posted on September 3rd, 2021 02:58 PM
  • j
    John R
    Kilgore - TX
    Posted on August 6th, 2021 09:33 PM
    Reply from
    Mid America Mortgage Inc Admin
    August 11th,2021 05:32 PM
    Hi John and Amanda, we are saddened by your survey response and apologize if you felt that our service was not up to your expectations. We strive for excellence in working with our customers to make sure you are presented with the best loan that makes sense for your situation. The objective and goal of your FHA Streamline loan was to reduce your interest rate, reduce your monthly payment and get your escrow account fully funded. We were not yet able to use the preliminary property tax amounts as the 2021 taxes are not considered official until they become due and payable and that does not occur until October. The understood plan was always to utilize the current tax bill from 2020 and these were the tax amounts that were disclosed in your initial disclosures and again in your initial closing disclosure that was disclosed to you three business days before your actual closing. We apologize if this in any way was not communicated effectively or if there was any confusion. As originally discussed and agreed upon, we were able to reduce your interest rate and reduce your monthly payment and save you a tremendous amount of money over the life of your loan. Our goal is to help our clients with the best possible loan terms, and I certainly feel like we were able to do that for you. We would welcome the opportunity to catch up with you and answer any questions you may have regarding your loan refinance experience.
  • Reviews

    logo
  • l
    Lloyd B
    Green Bay - WI
    Posted on September 12th, 2021 08:38 PM
  • m
    Marcelino G
    San Antonio - TX
    Posted on September 3rd, 2021 02:58 PM
  • j
    John R
    Kilgore - TX
    Posted on August 6th, 2021 09:33 PM
    Reply from
    Mid America Mortgage Inc Admin
    August 11th,2021 05:32 PM
    Hi John and Amanda, we are saddened by your survey response and apologize if you felt that our service was not up to your expectations. We strive for excellence in working with our customers to make sure you are presented with the best loan that makes sense for your situation. The objective and goal of your FHA Streamline loan was to reduce your interest rate, reduce your monthly payment and get your escrow account fully funded. We were not yet able to use the preliminary property tax amounts as the 2021 taxes are not considered official until they become due and payable and that does not occur until October. The understood plan was always to utilize the current tax bill from 2020 and these were the tax amounts that were disclosed in your initial disclosures and again in your initial closing disclosure that was disclosed to you three business days before your actual closing. We apologize if this in any way was not communicated effectively or if there was any confusion. As originally discussed and agreed upon, we were able to reduce your interest rate and reduce your monthly payment and save you a tremendous amount of money over the life of your loan. Our goal is to help our clients with the best possible loan terms, and I certainly feel like we were able to do that for you. We would welcome the opportunity to catch up with you and answer any questions you may have regarding your loan refinance experience.