We know there are all kinds of banking, mortgage and insurance options you can choose from. That's why Colonial is here for you and always ready to help you decide which products are best for you. Here's what makes us so different and why it adds up to bigger benefits for all our customers.
Relationships. MADE HERE.
Colonial has cultivated a business model that is unlike any other in the financial industry, with service that goes well beyond the ordinary.
We've been around since 1952.
Since our founding by Chairman Emeritus Jimmy DuBose, we've resisted fads and stuck to our strength: offering good banking, mortgage and insurance products to our customers at fair prices and terms.
We're privately held - by choice.
We don't answer to thousands of stockholders with an appetite for pocketing huge returns on your money. Being privately held means our focus stays on our customers and not the whims of Wall Street.
Our performance is nationally recognized.
We're rated "Five Stars - Highly Recommended" by Bauer Financial as one of the strongest financial institutions in the country. Plus, we're recognized by Fannie Mae as one of the top mortgage servicers in the nation. The Better Business Bureau has given us an A+ rating.
We retain servicing on 97 % of home loans we make.
We don't sell our mortgage servicing to other companies after closing. We collect your payments, manage your escrow accounts for taxes and insurance and maintain the relationship for the long term. Why does retained servicing matter so much? Because you'll always know who holds your home loan and who to call if you have questions or problems.